CITY OF PENSACOLA
  ACTIVE (FULL-TIME) EMPLOYEE
  GROUP INSURANCE RATES

(Effective August 1, 2010)

HEALTH INSURANCE  

LIFE INSURANCE

Basic Life Insurance Coverage:  $10,000 of coverage is paid for by the City for every active full-time employee

Additional Life Insurance:  Optional (Maximum of $150,000) is available for every full-time active employee at a bi-weekly rate of $2.75 for each $10,000 of coverage - to be paid for by the employee 

Dependent Coverage:  Optional - Bi-weekly - to be paid by employee 

             $1.06 Bi-Weekly covers:

Children - 14 days but less than six months - $100: Six months and over - $2,000

Spouse - The lessor of 50% of the employee's amount or $10,000

            $4.29 Bi-Weekly covers:   Children (as stated above)

Spouse - $25,000 if the employee is covered for $50,000 or more.

            $9.65 Bi-Weekly covers:   Children (as stated above)

Spouse - $50,000 if the employee is covered for $100,000 or more.

DENTAL INSURANCE  

Bi-Weekly Rates:       

Insurance effective dates will be on the 1st or 15th of the month; whichever date is next from the employment date.  The effective date must be the next 1st or 15th of the month whichever date comes first. Insurance premiums will be paid from the employees first full payroll check.  If the employee exercises his/her right to take 31 days to decide which coverage(s) is desired, premiums must be paid to the Human Resources Department for any full payroll check where premiums were not withheld.

CAUTION: The City is not required by law to continue any of these benefit plans and, in fact, may discontinue any or all of these, in whole or in part, solely in the City's best interest.  This information is furnished as a summary for you and does not take the place of terms, conditions, exclusions, limitations contained in policies, plan documents, etc.

REMEMBER IT IS YOUR ULTIMATE RESPONSIBILITY TO CHECK AND MAKE SURE YOUR PAYROLL DEDUCTIONS ARE CORRECT.  If your payroll deductions are not correct, contact the Human Recources Department immediately.  Overpayment not reported to Human Resources in a timely manner MAY not be reimbursed.  The employee WILL be required to reimburse the City for all underpayment.

If you have any questions, please call Human Resources at 435-1730.